Travel insurance should be an essential part of every trip but it is often overlooked. I have been guilty of this in the past but over the last few years I’ve never left home without it. In 2018 I’ve traveled to Brazil, Costa Rica, the Caribbean and Southern Africa with travel insurance. I never leave home without it. Travel insurance is as essential to packing my camera and drone on a trip. If you don’t have travel insurance yet here are 10 reasons to get it in 2018.
10 Reasons You Need Travel Insurance
1. Trip Cancellation
Cancelling a trip is never a great option but sometimes it is necessary. Travel insurance will offer more protection than your airline when you need it.
2. Trip Interruption
Have to head home early? Again, these aren’t things you plan for but knowing you can interrupt a trip without major penalties offers peace of mind.
3. Emergency Medical
Whether you are trekking in the Himalayas or simply get sick on a cruise you will want to be covered medically abroad.
4. Baggage Loss/Damage
I don’t check my bags often but when I am forced to I like knowing they are protected and covered by my travel insurance. This is especially handy when I am traveling with my golf clubs and offers additional peace of mind when checking expensive items.
5. Baggage Delay
Delayed bags can delay the start to a trip. In 2017 I had to wait more than 24 hours for my bags to arrive and this is a massive inconvenience for all types of travelers. If you need to purchase clothes, toiletries and your bag never arrives travel insurance can save the day.
6. Travel Delay
Travel delays are inevitable and can often lead to overnight stays in cities far from home. Travel insurance is here to assist when your flight is delayed, overbooked or canceled.
7. Missed Connection
Delays often lead to missed connections which is one more reason to be covered. This might lead to an overnight or an extended stay away from home. Always nice to be covered for when it happens.
8. Change Fee Coverage
Changing a flight is sometimes unavoidable and the fees are often way too high which is one more reason to have travel insurance.
9. 24-Hr Hotline Assistance Plus
Being able to get help on the phone right away is invaluable in an emergency. The Allianz Travel Insurance TravelSmart app will help you get connected right away.
10. Anything Can Happen!
This is true anywhere in the world. No matter how experienced you are traveling you never know what could happen. If nothing else peace of mind if a wonderful feeling thousands of miles from home.
Don’t leave home without travel insurance. It gives me peace of mind even when I don’t have to use. When you need (hopefully you won’t) you will be very happy you added travel insurance to your trip budget.
Find the plan that is best for you at Allianz Travel Insurance. I have used them for years and highly recommend their travel insurance to friends and family.